/* ============================================
   KELBO LOANS & CONSULTANCY — PREMIUM FRONTEND CSS
   Financial Services Theme · Version 2.0
   ============================================ */

/* --- CSS Custom Properties --- */
:root {
    --kelbo-primary: #0c2d48;
    --kelbo-secondary: #d4a843;
    --kelbo-accent: #e8734a;
    --kelbo-primary-dark: #0c2d48dd;
    --kelbo-primary-light: #0c2d4812;
    --kelbo-secondary-dark: #d4a843dd;
    --kelbo-text: #1a2332;
    --kelbo-text-light: #5f6b7a;
    --kelbo-bg: #ffffff;
    --kelbo-bg-alt: #f7f8fa;
    --kelbo-border: #e2e6ed;
    --kelbo-success: #16a34a;
    --kelbo-error: #dc2626;
    --kelbo-radius: 12px;
    --kelbo-radius-sm: 8px;
    --kelbo-radius-lg: 16px;
    --kelbo-shadow: 0 2px 16px rgba(0,0,0,0.06);
    --kelbo-shadow-lg: 0 8px 40px rgba(0,0,0,0.10);
    --kelbo-shadow-hover: 0 12px 48px rgba(0,0,0,0.12);
    --kelbo-transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    --kelbo-font: 'Inter', system-ui, -apple-system, BlinkMacSystemFont, 'Segoe UI', sans-serif;
    --kelbo-font-heading: 'Playfair Display', Georgia, serif;
    --kelbo-container-max: 1200px;
}

/* ============================================
   1. RESET & BASE
   ============================================ */
.kelbo-home,
.kelbo-about,
.kelbo-loan-products,
.kelbo-consultancy,
.kelbo-apply-loan,
.kelbo-business-reg,
.kelbo-faq,
.kelbo-blog,
.kelbo-contact-page,
.kelbo-nav,
.kelbo-footer,
.kelbo-cta-section,
.kelbo-newsletter-section,
.kelbo-calculator,
.kelbo-testimonials,
.kelbo-services-grid,
.kelbo-contact-wrap,
.kelbo-contact-buttons {
    box-sizing: border-box;
}

.kelbo-home *,
.kelbo-about *,
.kelbo-loan-products *,
.kelbo-consultancy *,
.kelbo-apply-loan *,
.kelbo-business-reg *,
.kelbo-faq *,
.kelbo-blog *,
.kelbo-contact-page *,
.kelbo-nav *,
.kelbo-footer *,
.kelbo-cta-section *,
.kelbo-newsletter-section *,
.kelbo-calculator *,
.kelbo-testimonials *,
.kelbo-services-grid *,
.kelbo-contact-wrap *,
.kelbo-contact-buttons *,
.kelbo-contact-wrap *,
.kelbo-loan-form-wrap *,
.kelbo-business-form-wrap * {
    box-sizing: border-box;
}

.kelbo-home,
.kelbo-about,
.kelbo-loan-products,
.kelbo-consultancy,
.kelbo-apply-loan,
.kelbo-business-reg,
.kelbo-faq,
.kelbo-blog,
.kelbo-contact-page {
    font-family: var(--kelbo-font);
    color: var(--kelbo-text);
    line-height: 1.7;
    font-size: 16px;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

.kelbo-home img,
.kelbo-about img,
.kelbo-loan-products img,
.kelbo-consultancy img,
.kelbo-apply-loan img,
.kelbo-business-reg img,
.kelbo-faq img,
.kelbo-blog img,
.kelbo-contact-page img,
.kelbo-footer img {
    max-width: 100%;
    height: auto;
}

/* --- Container --- */
.kelbo-container {
    max-width: var(--kelbo-container-max);
    margin: 0 auto;
    padding: 0 20px;
}

/* ============================================
   2. NAVIGATION
   ============================================ */
.kelbo-nav {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: #ffffff;
    box-shadow: 0 1px 12px rgba(0, 0, 0, 0.05);
    transition: var(--kelbo-transition);
}

.kelbo-nav-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}

.kelbo-nav-brand {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
    color: var(--kelbo-primary);
}

.kelbo-nav-brand:hover {
    color: var(--kelbo-primary);
    opacity: 0.85;
}

.kelbo-nav-logo {
    height: 44px;
    width: auto;
    object-fit: contain;
}

.kelbo-nav-brand-text {
    font-family: var(--kelbo-font-heading);
    font-size: 24px;
    font-weight: 700;
    color: var(--kelbo-primary);
    letter-spacing: -0.3px;
    white-space: nowrap;
}

.kelbo-nav-menu {
    display: flex;
    align-items: center;
    gap: 4px;
    list-style: none;
    margin: 0;
    padding: 0;
}

.kelbo-nav-menu li a {
    display: inline-flex;
    align-items: center;
    padding: 8px 16px;
    color: var(--kelbo-text);
    font-size: 14.5px;
    font-weight: 500;
    text-decoration: none;
    border-radius: var(--kelbo-radius-sm);
    transition: var(--kelbo-transition);
    white-space: nowrap;
}

.kelbo-nav-menu li a:hover {
    color: var(--kelbo-primary);
    background: var(--kelbo-primary-light);
}

.kelbo-nav-toggle {
    display: none;
    background: none;
    border: none;
    font-size: 22px;
    color: var(--kelbo-primary);
    cursor: pointer;
    padding: 8px;
    border-radius: var(--kelbo-radius-sm);
    transition: var(--kelbo-transition);
    line-height: 1;
}

.kelbo-nav-toggle:hover {
    background: var(--kelbo-primary-light);
}

/* ============================================
   3. HERO SECTION
   ============================================ */
.kelbo-hero {
    background: linear-gradient(135deg, var(--kelbo-primary) 0%, #061a2e 100%);
    min-height: 520px;
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    color: #ffffff;
    padding: 80px 0;
    position: relative;
    overflow: hidden;
}

.kelbo-hero::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -20%;
    width: 600px;
    height: 600px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.03);
    pointer-events: none;
}

.kelbo-hero::after {
    content: '';
    position: absolute;
    bottom: -30%;
    left: -10%;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: rgba(212, 168, 67, 0.06);
    pointer-events: none;
}

.kelbo-hero-inner {
    max-width: 700px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.kelbo-hero-title {
    font-family: var(--kelbo-font-heading);
    font-size: 48px;
    font-weight: 700;
    line-height: 1.15;
    color: #ffffff;
    margin-bottom: 20px;
    letter-spacing: -0.5px;
}

.kelbo-hero-subtitle {
    font-size: 19px;
    font-weight: 300;
    color: rgba(255, 255, 255, 0.9);
    line-height: 1.7;
    margin-bottom: 32px;
}

.kelbo-hero-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

/* ============================================
   4. BUTTONS
   ============================================ */
.kelbo-btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 28px;
    font-size: 15px;
    font-weight: 600;
    font-family: var(--kelbo-font);
    line-height: 1.4;
    text-decoration: none;
    border: 2px solid transparent;
    border-radius: 10px;
    cursor: pointer;
    transition: var(--kelbo-transition);
    white-space: nowrap;
    text-align: center;
}

.kelbo-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
}

.kelbo-btn:active {
    transform: translateY(0);
}

/* Primary Button */
.kelbo-btn-primary {
    background: var(--kelbo-primary);
    color: #ffffff;
    border-color: var(--kelbo-primary);
}

.kelbo-btn-primary:hover {
    background: var(--kelbo-primary-dark);
    border-color: var(--kelbo-primary-dark);
    color: #ffffff;
    box-shadow: 0 8px 24px rgba(12, 45, 72, 0.3);
}

/* Secondary / Gold Button */
.kelbo-btn-secondary {
    background: var(--kelbo-secondary);
    color: #ffffff;
    border-color: var(--kelbo-secondary);
}

.kelbo-btn-secondary:hover {
    background: var(--kelbo-secondary-dark);
    border-color: var(--kelbo-secondary-dark);
    color: #ffffff;
    box-shadow: 0 8px 24px rgba(212, 168, 67, 0.35);
}

/* Outline Button */
.kelbo-btn-outline {
    background: transparent;
    color: var(--kelbo-primary);
    border-color: var(--kelbo-primary);
}

.kelbo-btn-outline:hover {
    background: var(--kelbo-primary);
    color: #ffffff;
    border-color: var(--kelbo-primary);
}

/* Outline Light Button */
.kelbo-btn-outline-light {
    background: transparent;
    color: #ffffff;
    border-color: rgba(255, 255, 255, 0.5);
}

.kelbo-btn-outline-light:hover {
    background: #ffffff;
    color: var(--kelbo-primary);
    border-color: #ffffff;
    box-shadow: 0 8px 24px rgba(255, 255, 255, 0.15);
}

/* Small Button */
.kelbo-btn-sm {
    padding: 10px 20px;
    font-size: 13px;
    border-radius: 8px;
}

/* Block Button */
.kelbo-btn-block {
    display: flex;
    width: 100%;
}

/* ============================================
   5. SECTIONS & PAGE STRUCTURE
   ============================================ */
.kelbo-section {
    padding: 80px 0;
}

.kelbo-section-alt {
    background: var(--kelbo-bg-alt);
}

.kelbo-section-title {
    font-family: var(--kelbo-font-heading);
    font-size: 34px;
    font-weight: 700;
    color: var(--kelbo-primary);
    text-align: center;
    margin-bottom: 48px;
    letter-spacing: -0.3px;
    position: relative;
    padding-bottom: 20px;
}

.kelbo-section-title::after {
    content: '';
    display: block;
    width: 60px;
    height: 3px;
    background: var(--kelbo-secondary);
    border-radius: 2px;
    margin: 16px auto 0;
}

/* Page Header */
.kelbo-page-header {
    background: linear-gradient(135deg, var(--kelbo-primary) 0%, #061a2e 100%);
    padding: 56px 0;
    text-align: center;
    color: #ffffff;
    position: relative;
    overflow: hidden;
}

.kelbo-page-header::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -15%;
    width: 400px;
    height: 400px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.03);
    pointer-events: none;
}

.kelbo-page-header h1 {
    font-family: var(--kelbo-font-heading);
    font-size: 38px;
    font-weight: 700;
    color: #ffffff;
    margin-bottom: 10px;
    position: relative;
}

.kelbo-page-header p {
    font-size: 16px;
    color: rgba(255, 255, 255, 0.85);
    font-weight: 300;
    position: relative;
}

/* ============================================
   6. FEATURES / WHY CHOOSE US
   ============================================ */
.kelbo-features-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.kelbo-feature-card {
    background: #ffffff;
    border: 1px solid var(--kelbo-border);
    border-radius: var(--kelbo-radius);
    padding: 28px;
    text-align: center;
    transition: var(--kelbo-transition);
}

.kelbo-feature-card:hover {
    box-shadow: var(--kelbo-shadow-hover);
    transform: translateY(-4px);
    border-color: transparent;
}

.kelbo-feature-icon {
    width: 56px;
    height: 56px;
    border-radius: 14px;
    background: var(--kelbo-primary-light);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    color: var(--kelbo-primary);
    margin-bottom: 18px;
    transition: var(--kelbo-transition);
}

.kelbo-feature-card:hover .kelbo-feature-icon {
    background: var(--kelbo-primary);
    color: #ffffff;
}

.kelbo-feature-card h3 {
    font-family: var(--kelbo-font);
    font-size: 17px;
    font-weight: 600;
    color: var(--kelbo-text);
    margin-bottom: 10px;
}

.kelbo-feature-card p {
    font-size: 14px;
    color: var(--kelbo-text-light);
    line-height: 1.7;
}

/* ============================================
   7. LOAN PRODUCTS GRID
   ============================================ */
.kelbo-products-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.kelbo-product-card {
    background: #ffffff;
    border: 1px solid var(--kelbo-border);
    border-radius: var(--kelbo-radius);
    overflow: hidden;
    transition: var(--kelbo-transition);
    position: relative;
    text-align: center;
    padding: 32px 24px 24px;
}

.kelbo-product-card:hover {
    box-shadow: var(--kelbo-shadow-hover);
    transform: translateY(-4px);
    border-color: transparent;
}

.kelbo-product-featured {
    border-color: var(--kelbo-secondary);
}

.kelbo-product-featured::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--kelbo-secondary), var(--kelbo-accent));
}

.kelbo-product-icon {
    width: 72px;
    height: 72px;
    border-radius: 18px;
    background: linear-gradient(135deg, var(--kelbo-primary) 0%, #1a3f5c 100%);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    color: #ffffff !important;
    margin-bottom: 20px;
    transition: var(--kelbo-transition);
}

.kelbo-product-card:hover .kelbo-product-icon {
    transform: scale(1.08);
    box-shadow: 0 8px 24px rgba(12, 45, 72, 0.25);
}

.kelbo-product-card h3 {
    font-size: 18px;
    font-weight: 600;
    color: var(--kelbo-text);
    margin-bottom: 8px;
}

.kelbo-product-details {
    margin-bottom: 16px;
}

.kelbo-product-details p {
    font-size: 14px;
    color: var(--kelbo-text-light);
    margin-bottom: 4px;
}

.kelbo-product-details p i {
    color: var(--kelbo-primary);
    width: 18px;
    text-align: center;
    margin-right: 4px;
}

.kelbo-product-excerpt {
    font-size: 14px;
    color: var(--kelbo-text-light);
    line-height: 1.7;
    margin-bottom: 20px;
}

.kelbo-featured-badge {
    position: absolute;
    top: 16px;
    right: 16px;
    background: var(--kelbo-secondary);
    color: #ffffff;
    font-size: 11px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    padding: 4px 12px;
    border-radius: 20px;
}

/* ============================================
   8. SERVICES GRID
   ============================================ */
.kelbo-services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.kelbo-service-card {
    background: #ffffff;
    border: 1px solid var(--kelbo-border);
    border-radius: var(--kelbo-radius);
    padding: 28px;
    text-align: center;
    transition: var(--kelbo-transition);
    position: relative;
}

.kelbo-service-card:hover {
    box-shadow: var(--kelbo-shadow-hover);
    transform: translateY(-4px);
    border-color: transparent;
}

.kelbo-service-featured {
    border-color: var(--kelbo-secondary);
}

.kelbo-service-featured::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 3px;
    background: linear-gradient(90deg, var(--kelbo-secondary), var(--kelbo-accent));
}

.kelbo-service-icon {
    width: 56px;
    height: 56px;
    border-radius: 14px;
    background: var(--kelbo-primary-light);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 24px;
    color: var(--kelbo-primary);
    margin-bottom: 18px;
    transition: var(--kelbo-transition);
}

.kelbo-service-card:hover .kelbo-service-icon {
    background: var(--kelbo-primary);
    color: #ffffff;
}

.kelbo-service-card h3 {
    font-size: 17px;
    font-weight: 600;
    color: var(--kelbo-text);
    margin-bottom: 10px;
}

.kelbo-service-card p {
    font-size: 14px;
    color: var(--kelbo-text-light);
    line-height: 1.7;
    margin-bottom: 16px;
}

.kelbo-service-price {
    font-size: 16px;
    font-weight: 700;
    color: var(--kelbo-secondary);
}

/* ============================================
   9. STATS
   ============================================ */
.kelbo-stat-box {
    text-align: center;
    padding: 20px 16px;
    background: var(--kelbo-bg-alt);
    border-radius: var(--kelbo-radius);
    transition: var(--kelbo-transition);
}

.kelbo-stat-box:hover {
    box-shadow: var(--kelbo-shadow);
}

.kelbo-stat-number {
    font-family: var(--kelbo-font-heading);
    font-size: 36px;
    font-weight: 700;
    color: var(--kelbo-secondary);
    line-height: 1.2;
    margin-bottom: 4px;
}

.kelbo-stat-label {
    font-size: 14px;
    color: var(--kelbo-text-light);
    font-weight: 500;
}

/* ============================================
   10. TESTIMONIALS
   ============================================ */
.kelbo-testimonials {
    padding: 0;
}

.kelbo-testimonials-slider {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.kelbo-testimonial-card {
    background: #ffffff;
    border-radius: var(--kelbo-radius);
    padding: 28px;
    box-shadow: var(--kelbo-shadow);
    transition: var(--kelbo-transition);
    border: 1px solid var(--kelbo-border);
}

.kelbo-testimonial-card:hover {
    box-shadow: var(--kelbo-shadow-hover);
    transform: translateY(-4px);
    border-color: transparent;
}

.kelbo-testimonial-stars {
    display: flex;
    gap: 3px;
    margin-bottom: 16px;
}

.kelbo-testimonial-stars i {
    color: var(--kelbo-secondary);
    font-size: 14px;
}

.kelbo-testimonial-stars .far.fa-star {
    color: #d1d5db;
}

.kelbo-testimonial-text {
    font-style: italic;
    font-size: 15px;
    color: var(--kelbo-text);
    line-height: 1.8;
    margin-bottom: 20px;
}

.kelbo-testimonial-author {
    display: flex;
    align-items: center;
    gap: 12px;
}

.kelbo-testimonial-avatar {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    object-fit: cover;
    border: 2px solid var(--kelbo-bg-alt);
}

.kelbo-avatar-placeholder {
    width: 48px;
    height: 48px;
    border-radius: 50%;
    background: var(--kelbo-primary-light);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: var(--kelbo-primary);
    font-size: 18px;
    flex-shrink: 0;
}

.kelbo-testimonial-author strong {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: var(--kelbo-text);
}

.kelbo-testimonial-author span {
    font-size: 13px;
    color: var(--kelbo-text-light);
}

/* ============================================
   11. FAQ
   ============================================ */
.kelbo-faq-container {
    max-width: 800px;
    margin: 0 auto;
}

.kelbo-faq-list {
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.kelbo-faq-item {
    background: #ffffff;
    border: 1px solid var(--kelbo-border);
    border-radius: 10px;
    overflow: hidden;
    transition: var(--kelbo-transition);
}

.kelbo-faq-item:hover {
    border-color: #c9cdd6;
}

.kelbo-faq-open {
    border-color: var(--kelbo-secondary) !important;
    box-shadow: 0 4px 16px rgba(212, 168, 67, 0.12);
}

.kelbo-faq-question {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px 24px;
    cursor: pointer;
    transition: var(--kelbo-transition);
    gap: 16px;
    user-select: none;
}

.kelbo-faq-question:hover {
    background: var(--kelbo-bg-alt);
}

.kelbo-faq-question h3 {
    font-size: 16px;
    font-weight: 600;
    color: var(--kelbo-text);
    margin: 0;
    flex: 1;
    font-family: var(--kelbo-font);
}

.kelbo-faq-question i {
    font-size: 12px;
    color: var(--kelbo-text-light);
    transition: transform 0.3s ease;
    flex-shrink: 0;
}

.kelbo-faq-open .kelbo-faq-question i {
    transform: rotate(180deg);
    color: var(--kelbo-secondary);
}

.kelbo-faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s cubic-bezier(0.4, 0, 0.2, 1), padding 0.3s ease;
    padding: 0 24px;
}

.kelbo-faq-open .kelbo-faq-answer {
    max-height: 500px;
    padding: 0 24px 20px;
}

.kelbo-faq-answer p {
    font-size: 15px;
    color: var(--kelbo-text-light);
    line-height: 1.8;
}

/* ============================================
   12. BLOG
   ============================================ */
.kelbo-blog-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 28px;
}

.kelbo-blog-card {
    background: #ffffff;
    border-radius: var(--kelbo-radius);
    overflow: hidden;
    box-shadow: var(--kelbo-shadow);
    transition: var(--kelbo-transition);
    border: 1px solid var(--kelbo-border);
}

.kelbo-blog-card:hover {
    box-shadow: var(--kelbo-shadow-hover);
    transform: translateY(-4px);
    border-color: transparent;
}

.kelbo-blog-thumb {
    overflow: hidden;
}

.kelbo-blog-thumb a {
    display: block;
}

.kelbo-blog-thumb img {
    width: 100%;
    height: 200px;
    object-fit: cover;
    transition: transform 0.4s ease;
    display: block;
}

.kelbo-blog-card:hover .kelbo-blog-thumb img {
    transform: scale(1.05);
}

.kelbo-blog-content {
    padding: 24px;
}

.kelbo-blog-meta {
    display: flex;
    gap: 16px;
    margin-bottom: 12px;
}

.kelbo-blog-meta span {
    font-size: 13px;
    color: var(--kelbo-text-light);
}

.kelbo-blog-meta span i {
    margin-right: 5px;
    color: var(--kelbo-secondary);
}

.kelbo-blog-content h3 {
    font-size: 17px;
    font-weight: 600;
    color: var(--kelbo-text);
    margin-bottom: 10px;
    line-height: 1.4;
}

.kelbo-blog-content h3 a {
    color: var(--kelbo-text);
    text-decoration: none;
    transition: var(--kelbo-transition);
}

.kelbo-blog-content h3 a:hover {
    color: var(--kelbo-secondary);
}

.kelbo-blog-content p {
    font-size: 14px;
    color: var(--kelbo-text-light);
    line-height: 1.7;
    margin-bottom: 16px;
}

/* ============================================
   13. LOAN CALCULATOR
   ============================================ */
.kelbo-calculator {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 32px;
    background: #ffffff;
    border-radius: var(--kelbo-radius-lg);
    padding: 36px;
    box-shadow: var(--kelbo-shadow-lg);
    border: 1px solid var(--kelbo-border);
}

.kelbo-calculator > h3 {
    grid-column: 1 / -1;
    font-family: var(--kelbo-font-heading);
    font-size: 24px;
    font-weight: 700;
    color: var(--kelbo-primary);
    margin-bottom: 4px;
}

.kelbo-calculator > h3 i {
    margin-right: 8px;
    color: var(--kelbo-secondary);
}

.kelbo-calculator > p.description {
    grid-column: 1 / -1;
    font-size: 14px;
    color: var(--kelbo-text-light);
    margin-bottom: 24px;
}

.kelbo-calc-form {
    display: flex;
    flex-direction: column;
    gap: 20px;
}

.kelbo-calc-form .kelbo-form-group label {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: var(--kelbo-text);
    margin-bottom: 8px;
}

.kelbo-calc-input {
    width: 100%;
    padding: 13px 16px;
    font-size: 15px;
    font-family: var(--kelbo-font);
    border: 2px solid var(--kelbo-border);
    border-radius: var(--kelbo-radius-sm);
    background: var(--kelbo-bg);
    color: var(--kelbo-text);
    transition: var(--kelbo-transition);
    outline: none;
}

.kelbo-calc-input:focus {
    border-color: var(--kelbo-primary);
    box-shadow: 0 0 0 4px var(--kelbo-primary-light);
}

/* Range Input */
.kelbo-calc-range {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 6px;
    background: var(--kelbo-bg-alt);
    border-radius: 3px;
    outline: none;
    transition: var(--kelbo-transition);
    margin-top: 4px;
}

.kelbo-calc-range::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--kelbo-primary);
    cursor: pointer;
    border: 3px solid #ffffff;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
    transition: var(--kelbo-transition);
}

.kelbo-calc-range::-webkit-slider-thumb:hover {
    transform: scale(1.15);
    box-shadow: 0 2px 12px rgba(12, 45, 72, 0.4);
}

.kelbo-calc-range::-moz-range-thumb {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--kelbo-primary);
    cursor: pointer;
    border: 3px solid #ffffff;
    box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
}

/* Calculator Results */
.kelbo-calc-results {
    background: linear-gradient(135deg, var(--kelbo-primary) 0%, #061a2e 100%);
    border-radius: var(--kelbo-radius);
    padding: 32px;
    color: #ffffff;
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.kelbo-calc-result-item {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 12px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    font-size: 14px;
}

.kelbo-calc-result-item:last-child {
    border-bottom: none;
}

.kelbo-calc-result-item span {
    color: rgba(255, 255, 255, 0.75);
}

.kelbo-calc-result-item strong {
    font-size: 15px;
    color: #ffffff;
}

.kelbo-calc-total {
    margin-top: 8px;
    padding-top: 20px;
    border-top: 2px solid rgba(255, 255, 255, 0.15) !important;
    border-bottom: none !important;
}

.kelbo-calc-total span {
    font-size: 16px;
    color: var(--kelbo-secondary);
    font-weight: 500;
}

.kelbo-calc-total strong {
    font-size: 22px;
    font-weight: 700;
    color: var(--kelbo-secondary);
}

.kelbo-calculator > .kelbo-btn-block {
    grid-column: 1 / -1;
    margin-top: 8px;
}

/* ============================================
   14. CONTACT PAGE
   ============================================ */
.kelbo-contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.5fr;
    gap: 32px;
    align-items: start;
}

.kelbo-contact-info-card {
    background: linear-gradient(135deg, var(--kelbo-primary) 0%, #061a2e 100%);
    color: #ffffff;
    border-radius: var(--kelbo-radius-lg);
    padding: 36px;
}

.kelbo-contact-info-card h3 {
    font-family: var(--kelbo-font-heading);
    font-size: 22px;
    color: #ffffff;
    margin-bottom: 8px;
}

.kelbo-contact-info-card > p {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.75);
    line-height: 1.7;
    margin-bottom: 28px;
}

.kelbo-contact-item {
    display: flex;
    gap: 14px;
    margin-bottom: 20px;
    align-items: flex-start;
}

.kelbo-contact-item i {
    width: 36px;
    height: 36px;
    border-radius: 8px;
    background: rgba(255, 255, 255, 0.1);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
    color: var(--kelbo-secondary);
    flex-shrink: 0;
    margin-top: 2px;
}

.kelbo-contact-item strong {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: rgba(255, 255, 255, 0.6);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: 2px;
}

.kelbo-contact-item p {
    font-size: 14px;
    color: #ffffff;
    margin: 0;
    line-height: 1.5;
}

.kelbo-contact-item a {
    color: #ffffff;
    text-decoration: none;
    transition: var(--kelbo-transition);
}

.kelbo-contact-item a:hover {
    color: var(--kelbo-secondary);
}

.kelbo-contact-social {
    display: flex;
    gap: 10px;
    margin-top: 28px;
    padding-top: 24px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.kelbo-contact-social a {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.1);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: #ffffff;
    font-size: 14px;
    text-decoration: none;
    transition: var(--kelbo-transition);
}

.kelbo-contact-social a:hover {
    background: var(--kelbo-secondary);
    color: #ffffff;
    transform: translateY(-2px);
}

/* Contact Form Card */
.kelbo-contact-form-card {
    background: #ffffff;
    border-radius: var(--kelbo-radius-lg);
    padding: 36px;
    box-shadow: var(--kelbo-shadow);
    border: 1px solid var(--kelbo-border);
}

.kelbo-contact-form-card h3 {
    font-family: var(--kelbo-font-heading);
    font-size: 22px;
    color: var(--kelbo-primary);
    margin-bottom: 24px;
}

/* ============================================
   15. CTA SECTION
   ============================================ */
.kelbo-cta-section {
    background: linear-gradient(135deg, var(--kelbo-primary) 0%, #061a2e 100%);
    padding: 64px 0;
    text-align: center;
    color: #ffffff;
    position: relative;
    overflow: hidden;
}

.kelbo-cta-section::before {
    content: '';
    position: absolute;
    top: -40%;
    right: -10%;
    width: 500px;
    height: 500px;
    border-radius: 50%;
    background: rgba(212, 168, 67, 0.05);
    pointer-events: none;
}

.kelbo-cta-inner {
    max-width: 600px;
    margin: 0 auto;
    position: relative;
    z-index: 1;
}

.kelbo-cta-section h2 {
    font-family: var(--kelbo-font-heading);
    font-size: 30px;
    color: #ffffff;
    margin-bottom: 12px;
}

.kelbo-cta-section p {
    font-size: 16px;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 28px;
    line-height: 1.7;
}

.kelbo-cta-buttons {
    display: flex;
    gap: 16px;
    justify-content: center;
    flex-wrap: wrap;
}

/* ============================================
   16. NEWSLETTER
   ============================================ */
.kelbo-newsletter-section {
    background: linear-gradient(135deg, var(--kelbo-secondary) 0%, #c49a35 100%);
    padding: 48px 0;
}

.kelbo-newsletter-inner {
    text-align: center;
    max-width: 560px;
    margin: 0 auto;
}

.kelbo-newsletter-inner h2 {
    font-family: var(--kelbo-font-heading);
    font-size: 26px;
    color: #ffffff;
    margin-bottom: 8px;
}

.kelbo-newsletter-inner > p {
    font-size: 15px;
    color: rgba(255, 255, 255, 0.9);
    margin-bottom: 24px;
    line-height: 1.7;
}

.kelbo-newsletter-form {
    display: flex;
    gap: 10px;
    align-items: stretch;
}

.kelbo-newsletter-form input[type="email"] {
    flex: 1;
    min-width: 0;
    padding: 14px 18px;
    background: rgba(255, 255, 255, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.3);
    border-radius: 10px;
    color: #ffffff;
    font-size: 14px;
    font-family: var(--kelbo-font);
    outline: none;
    transition: var(--kelbo-transition);
}

.kelbo-newsletter-form input[type="email"]::placeholder {
    color: rgba(255, 255, 255, 0.7);
}

.kelbo-newsletter-form input[type="email"]:focus {
    border-color: rgba(255, 255, 255, 0.6);
    background: rgba(255, 255, 255, 0.2);
}

.kelbo-newsletter-form input[type="text"] {
    width: 160px;
    padding: 14px 18px;
    background: rgba(255, 255, 255, 0.15);
    border: 1px solid rgba(255, 255, 255, 0.3);
    border-radius: 10px;
    color: #ffffff;
    font-size: 14px;
    font-family: var(--kelbo-font);
    outline: none;
    transition: var(--kelbo-transition);
}

.kelbo-newsletter-form input[type="text"]::placeholder {
    color: rgba(255, 255, 255, 0.7);
}

.kelbo-newsletter-form input[type="text"]:focus {
    border-color: rgba(255, 255, 255, 0.6);
    background: rgba(255, 255, 255, 0.2);
}

#kelbo-newsletter-message {
    font-size: 14px;
    margin-top: 12px;
    text-align: center;
}

/* ============================================
   17. ABOUT PAGE
   ============================================ */
.kelbo-about-grid {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 48px;
    align-items: start;
}

.kelbo-about-content h2 {
    font-family: var(--kelbo-font-heading);
    font-size: 26px;
    color: var(--kelbo-primary);
    margin-bottom: 16px;
}

.kelbo-about-content h3 {
    font-family: var(--kelbo-font);
    font-size: 19px;
    font-weight: 600;
    color: var(--kelbo-text);
    margin-top: 24px;
    margin-bottom: 10px;
}

.kelbo-about-content p {
    font-size: 15.5px;
    color: var(--kelbo-text-light);
    line-height: 1.8;
    margin-bottom: 12px;
}

.kelbo-about-stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.kelbo-about-stats .kelbo-stat-number {
    font-size: 28px;
    font-weight: 700;
    color: var(--kelbo-secondary);
    font-family: var(--kelbo-font-heading);
}

.kelbo-about-stats .kelbo-stat-label {
    font-size: 13px;
    color: var(--kelbo-text-light);
}

/* ============================================
   18. FOOTER
   ============================================ */
.kelbo-footer {
    background: var(--kelbo-primary);
    color: #ffffff;
    padding: 56px 0 0;
}

.kelbo-footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
    gap: 36px;
    margin-bottom: 40px;
}

.kelbo-footer-brand {
    font-family: var(--kelbo-font-heading);
    font-size: 22px;
    color: #ffffff;
    margin-bottom: 14px;
}

.kelbo-footer-logo {
    max-width: 180px;
    margin-bottom: 12px;
    filter: brightness(0) invert(1);
}

.kelbo-footer-col > p {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.65);
    line-height: 1.7;
    margin-bottom: 16px;
}

.kelbo-footer-col > p i {
    margin-right: 8px;
    color: var(--kelbo-secondary);
    width: 16px;
    text-align: center;
}

.kelbo-footer-col > p a {
    color: rgba(255, 255, 255, 0.65);
    text-decoration: none;
    transition: var(--kelbo-transition);
}

.kelbo-footer-col > p a:hover {
    color: var(--kelbo-secondary);
}

.kelbo-footer-social {
    display: flex;
    gap: 10px;
    margin-top: 16px;
}

.kelbo-footer-social a {
    width: 38px;
    height: 38px;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.1);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: rgba(255, 255, 255, 0.8);
    font-size: 14px;
    text-decoration: none;
    transition: var(--kelbo-transition);
}

.kelbo-footer-social a:hover {
    background: var(--kelbo-secondary);
    color: #ffffff;
    transform: translateY(-2px);
}

.kelbo-footer-col h4 {
    font-size: 16px;
    font-weight: 600;
    color: #ffffff;
    margin-bottom: 18px;
    font-family: var(--kelbo-font);
}

.kelbo-footer-col ul {
    list-style: none;
    padding: 0;
    margin: 0;
}

.kelbo-footer-col ul li {
    margin-bottom: 10px;
}

.kelbo-footer-col ul li a {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.65);
    text-decoration: none;
    transition: var(--kelbo-transition);
}

.kelbo-footer-col ul li a:hover {
    color: var(--kelbo-secondary);
    padding-left: 4px;
}

.kelbo-footer-bottom {
    border-top: 1px solid rgba(255, 255, 255, 0.1);
    padding: 18px 0;
    text-align: center;
}

.kelbo-footer-bottom p {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.5);
    margin: 0;
}

/* ============================================
   19. FORMS
   ============================================ */
.kelbo-form-container {
    max-width: 800px;
    margin: 0 auto;
}

.kelbo-loan-form-wrap,
.kelbo-business-form-wrap {
    max-width: 100%;
}

.kelbo-form {
    width: 100%;
}

.kelbo-form-section {
    margin-bottom: 32px;
    padding: 28px;
    background: #ffffff;
    border: 1px solid var(--kelbo-border);
    border-radius: var(--kelbo-radius);
}

.kelbo-form-section h3 {
    font-family: var(--kelbo-font);
    font-size: 18px;
    font-weight: 600;
    color: var(--kelbo-primary);
    margin-bottom: 20px;
    padding-bottom: 12px;
    border-bottom: 2px solid var(--kelbo-bg-alt);
}

.kelbo-form-section h3 i {
    margin-right: 8px;
    color: var(--kelbo-secondary);
}

.kelbo-form-section > p.description {
    font-size: 13px;
    color: var(--kelbo-text-light);
    margin-bottom: 16px;
    margin-top: -8px;
}

.kelbo-form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.kelbo-form-group {
    margin-bottom: 20px;
}

.kelbo-form-group:last-child {
    margin-bottom: 0;
}

.kelbo-form-full {
    grid-column: 1 / -1;
}

.kelbo-form-group label {
    display: block;
    font-size: 14.5px;
    font-weight: 600;
    color: var(--kelbo-text);
    margin-bottom: 6px;
    font-family: var(--kelbo-font);
}

.kelbo-form-group input[type="text"],
.kelbo-form-group input[type="email"],
.kelbo-form-group input[type="tel"],
.kelbo-form-group input[type="number"],
.kelbo-form-group select,
.kelbo-form-group textarea {
    width: 100%;
    padding: 13px 16px;
    font-size: 15px;
    font-family: var(--kelbo-font);
    color: var(--kelbo-text);
    background: #ffffff;
    border: 2px solid var(--kelbo-border);
    border-radius: var(--kelbo-radius-sm);
    outline: none;
    transition: var(--kelbo-transition);
    -webkit-appearance: none;
    appearance: none;
}

.kelbo-form-group input::placeholder,
.kelbo-form-group textarea::placeholder {
    color: #a0a8b4;
}

.kelbo-form-group input:focus,
.kelbo-form-group select:focus,
.kelbo-form-group textarea:focus {
    border-color: var(--kelbo-primary);
    box-shadow: 0 0 0 4px var(--kelbo-primary-light);
}

/* Select Dropdown */
.kelbo-form-group select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 24 24' fill='none' stroke='%235f6b7a' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 40px;
    cursor: pointer;
    overflow: hidden;
    text-overflow: ellipsis;
}

.kelbo-form-group select option {
    background: #ffffff;
    color: var(--kelbo-text);
}

/* Textarea */
.kelbo-form-group textarea {
    resize: vertical;
    min-height: 120px;
}

/* File Upload */
.kelbo-form-group input[type="file"] {
    padding: 18px 16px;
    border: 2px dashed var(--kelbo-border);
    border-radius: var(--kelbo-radius-sm);
    background: var(--kelbo-bg-alt);
    cursor: pointer;
    font-size: 14px;
    color: var(--kelbo-text-light);
    transition: var(--kelbo-transition);
}

.kelbo-form-group input[type="file"]::-webkit-file-upload-button {
    background: var(--kelbo-primary);
    color: #ffffff;
    border: none;
    padding: 8px 16px;
    border-radius: 6px;
    font-size: 13px;
    font-weight: 600;
    font-family: var(--kelbo-font);
    cursor: pointer;
    margin-right: 12px;
    transition: var(--kelbo-transition);
}

.kelbo-form-group input[type="file"]::-webkit-file-upload-button:hover {
    background: var(--kelbo-primary-dark);
}

.kelbo-form-group input[type="file"]:hover {
    border-color: var(--kelbo-primary);
}

.kelbo-form-group input[type="file"]::placeholder {
    color: var(--kelbo-text-light);
}

.kelbo-form-group small {
    display: block;
    font-size: 12px;
    color: var(--kelbo-text-light);
    margin-top: 4px;
}

/* Form Banner */
.kelbo-form-banner {
    background: var(--kelbo-primary);
    color: #ffffff;
    padding: 15px 20px;
    border-radius: 8px;
    margin-bottom: 20px;
    text-align: center;
    font-size: 14px;
    line-height: 1.6;
}

.kelbo-form-banner i {
    margin-right: 6px;
    color: var(--kelbo-secondary);
}

/* Form Submit */
.kelbo-form-submit {
    margin-top: 28px;
    text-align: center;
}

.kelbo-form-submit .kelbo-btn {
    min-width: 200px;
}

/* Form Spinner */
.kelbo-form-spinner {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
    color: var(--kelbo-primary);
    margin-left: 12px;
    vertical-align: middle;
}

.kelbo-form-spinner i {
    animation: kelbo-spin 1s linear infinite;
}

@keyframes kelbo-spin {
    from { transform: rotate(0deg); }
    to { transform: rotate(360deg); }
}

/* Form Success */
.kelbo-form-success {
    text-align: center;
    padding: 40px 24px;
    background: #ffffff;
    border-radius: var(--kelbo-radius);
    border: 1px solid var(--kelbo-border);
}

.kelbo-form-success i {
    font-size: 48px;
    color: var(--kelbo-success);
    margin-bottom: 16px;
    display: block;
}

.kelbo-form-success h3 {
    font-family: var(--kelbo-font-heading);
    font-size: 22px;
    color: var(--kelbo-primary);
    margin-bottom: 8px;
}

.kelbo-form-success p {
    font-size: 15px;
    color: var(--kelbo-text-light);
}

/* ============================================
   20. FLOATING BUTTONS
   ============================================ */
.kelbo-contact-buttons {
    position: fixed;
    bottom: 24px;
    right: 24px;
    display: flex;
    flex-direction: column;
    gap: 10px;
    z-index: 999;
}

.kelbo-float-btn {
    width: 52px;
    height: 52px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    color: #ffffff;
    text-decoration: none;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.2);
    transition: var(--kelbo-transition);
}

.kelbo-float-phone {
    background: var(--kelbo-primary);
    animation: kelbo-pulse 2s infinite;
}

.kelbo-float-phone:hover {
    transform: scale(1.1);
    box-shadow: 0 6px 28px rgba(12, 45, 72, 0.4);
    color: #ffffff;
}

.kelbo-float-whatsapp {
    background: #25D366;
}

.kelbo-float-whatsapp:hover {
    transform: scale(1.1);
    box-shadow: 0 6px 28px rgba(37, 211, 102, 0.4);
    color: #ffffff;
}

@keyframes kelbo-pulse {
    0% { box-shadow: 0 4px 20px rgba(12, 45, 72, 0.2); }
    50% { box-shadow: 0 4px 20px rgba(12, 45, 72, 0.2), 0 0 0 10px rgba(12, 45, 72, 0.1); }
    100% { box-shadow: 0 4px 20px rgba(12, 45, 72, 0.2), 0 0 0 0 rgba(12, 45, 72, 0); }
}

/* ============================================
   21. EMPTY STATE
   ============================================ */
.kelbo-empty-state {
    text-align: center;
    padding: 40px 20px;
    color: var(--kelbo-text-light);
    font-size: 15px;
}

.kelbo-empty-state i {
    display: block;
    font-size: 40px;
    margin-bottom: 12px;
    color: var(--kelbo-border);
}

/* ============================================
   22. PAGINATION
   ============================================ */
.kelbo-pagination {
    display: flex;
    justify-content: center;
    align-items: center;
    gap: 8px;
    margin-top: 48px;
    padding-top: 32px;
    border-top: 1px solid var(--kelbo-border);
}

.kelbo-pagination a,
.kelbo-pagination span {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 40px;
    height: 40px;
    padding: 0 12px;
    font-size: 14px;
    font-weight: 500;
    color: var(--kelbo-text);
    text-decoration: none;
    border-radius: var(--kelbo-radius-sm);
    border: 1px solid var(--kelbo-border);
    transition: var(--kelbo-transition);
}

.kelbo-pagination a:hover {
    background: var(--kelbo-primary);
    color: #ffffff;
    border-color: var(--kelbo-primary);
}

.kelbo-pagination .current {
    background: var(--kelbo-primary);
    color: #ffffff;
    border-color: var(--kelbo-primary);
    font-weight: 600;
}

/* ============================================
   23. PAGE WRAPPERS
   ============================================ */
.kelbo-business-reg,
.kelbo-apply-loan {
    /* Page-level wrapper, spacing handled by sections */
}

.kelbo-business-form-wrap {
    /* Form wrapper */
}

/* ============================================
   24. NOTICES
   ============================================ */
.kelbo-notice {
    padding: 16px 20px;
    border-radius: var(--kelbo-radius-sm);
    margin-bottom: 20px;
    font-size: 14px;
    line-height: 1.6;
    display: flex;
    align-items: flex-start;
    gap: 10px;
}

.kelbo-notice i {
    margin-top: 2px;
    flex-shrink: 0;
}

.kelbo-notice-success {
    background: #f0fdf4;
    border: 1px solid #bbf7d0;
    color: #166534;
}

.kelbo-notice-success i {
    color: var(--kelbo-success);
}

.kelbo-notice-error {
    background: #fef2f2;
    border: 1px solid #fecaca;
    color: #991b1b;
}

.kelbo-notice-error i {
    color: var(--kelbo-error);
}

.kelbo-notice-warning {
    background: #fffbeb;
    border: 1px solid #fde68a;
    color: #92400e;
}

.kelbo-notice-warning i {
    color: #d97706;
}

.kelbo-notice-info {
    background: var(--kelbo-primary-light);
    border: 1px solid var(--kelbo-border);
    color: var(--kelbo-primary);
}

.kelbo-notice-info i {
    color: var(--kelbo-primary);
}

/* ============================================
   25. RESPONSIVE — Tablet (max-width: 1024px)
   ============================================ */
@media (max-width: 1024px) {
    .kelbo-features-grid,
    .kelbo-products-grid,
    .kelbo-services-grid,
    .kelbo-testimonials-slider {
        grid-template-columns: repeat(2, 1fr);
    }

    .kelbo-blog-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .kelbo-footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }

    .kelbo-calculator {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .kelbo-about-grid {
        grid-template-columns: 1fr;
        gap: 36px;
    }

    .kelbo-contact-grid {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .kelbo-hero-title {
        font-size: 40px;
    }

    .kelbo-nav-brand-text {
        font-size: 20px;
    }
}

/* ============================================
   26. RESPONSIVE — Mobile Large (max-width: 768px)
   ============================================ */
@media (max-width: 768px) {
    /* Navigation Mobile */
    .kelbo-nav-toggle {
        display: block;
    }

    .kelbo-nav-menu {
        display: none;
        position: fixed;
        top: 72px;
        right: 0;
        bottom: 0;
        width: 300px;
        background: #ffffff;
        flex-direction: column;
        align-items: stretch;
        padding: 24px 20px;
        gap: 4px;
        box-shadow: -4px 0 24px rgba(0, 0, 0, 0.1);
        overflow-y: auto;
        z-index: 999;
    }

    .kelbo-nav-menu.kelbo-nav-open {
        display: flex;
    }

    .kelbo-nav-menu li a {
        padding: 12px 16px;
        font-size: 15px;
        border-radius: var(--kelbo-radius-sm);
    }

    .kelbo-nav-menu li .kelbo-btn {
        margin-top: 12px;
        text-align: center;
        justify-content: center;
    }

    /* Hero Mobile */
    .kelbo-hero {
        min-height: 400px;
        padding: 60px 0;
    }

    .kelbo-hero-title {
        font-size: 32px;
    }

    .kelbo-hero-subtitle {
        font-size: 16px;
        margin-bottom: 24px;
    }

    .kelbo-hero-buttons {
        flex-direction: column;
        align-items: center;
        gap: 12px;
    }

    .kelbo-hero-buttons .kelbo-btn {
        width: 100%;
        max-width: 280px;
    }

    /* Sections */
    .kelbo-section {
        padding: 56px 0;
    }

    .kelbo-section-title {
        font-size: 26px;
        margin-bottom: 36px;
    }

    .kelbo-page-header {
        padding: 40px 0;
    }

    .kelbo-page-header h1 {
        font-size: 28px;
    }

    /* Grids to single column */
    .kelbo-features-grid,
    .kelbo-products-grid,
    .kelbo-services-grid,
    .kelbo-testimonials-slider,
    .kelbo-blog-grid {
        grid-template-columns: 1fr;
    }

    .kelbo-form-row {
        grid-template-columns: 1fr;
        gap: 0;
    }

    .kelbo-form-full {
        grid-column: 1;
    }

    /* Footer */
    .kelbo-footer-grid {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    /* About Stats */
    .kelbo-about-stats {
        grid-template-columns: 1fr 1fr;
        gap: 12px;
    }

    /* CTA */
    .kelbo-cta-section {
        padding: 48px 0;
    }

    .kelbo-cta-section h2 {
        font-size: 24px;
    }

    .kelbo-cta-buttons {
        flex-direction: column;
        align-items: center;
        gap: 12px;
    }

    /* Newsletter */
    .kelbo-newsletter-section {
        padding: 36px 0;
    }

    .kelbo-newsletter-form {
        flex-direction: column;
        gap: 10px;
    }

    .kelbo-newsletter-form input[type="email"],
    .kelbo-newsletter-form input[type="text"] {
        width: 100%;
    }

    .kelbo-newsletter-inner h2 {
        font-size: 22px;
    }

    /* Contact */
    .kelbo-contact-info-card {
        padding: 28px;
    }

    .kelbo-contact-form-card {
        padding: 24px;
    }

    /* Calculator */
    .kelbo-calculator {
        padding: 24px;
    }

    /* Blog */
    .kelbo-blog-meta {
        flex-wrap: wrap;
        gap: 8px 16px;
    }

    /* Floating Buttons */
    .kelbo-contact-buttons {
        bottom: 16px;
        right: 16px;
    }

    .kelbo-float-btn {
        width: 46px;
        height: 46px;
        font-size: 18px;
    }
}

/* ============================================
   27. RESPONSIVE — Mobile Small (max-width: 640px)
   ============================================ */
@media (max-width: 640px) {
    .kelbo-container {
        padding: 0 16px;
    }

    .kelbo-hero {
        min-height: 360px;
        padding: 48px 0;
    }

    .kelbo-hero-title {
        font-size: 26px;
    }

    .kelbo-hero-subtitle {
        font-size: 15px;
    }

    .kelbo-section {
        padding: 40px 0;
    }

    .kelbo-section-title {
        font-size: 22px;
        margin-bottom: 28px;
    }

    .kelbo-page-header {
        padding: 32px 0;
    }

    .kelbo-page-header h1 {
        font-size: 24px;
    }

    .kelbo-feature-card,
    .kelbo-product-card,
    .kelbo-service-card,
    .kelbo-testimonial-card,
    .kelbo-blog-card {
        padding: 24px;
    }

    .kelbo-form-section {
        padding: 20px;
    }

    .kelbo-about-stats {
        grid-template-columns: 1fr 1fr;
        gap: 10px;
    }

    .kelbo-about-stats .kelbo-stat-number {
        font-size: 22px;
    }

    .kelbo-calc-results {
        padding: 24px;
    }

    .kelbo-calc-result-item {
        font-size: 13px;
    }

    .kelbo-calc-total strong {
        font-size: 18px;
    }

    .kelbo-pagination a,
    .kelbo-pagination span {
        min-width: 36px;
        height: 36px;
        font-size: 13px;
    }
}

/* ============================================
   28. PRINT STYLES
   ============================================ */
@media print {
    .kelbo-nav,
    .kelbo-contact-buttons,
    .kelbo-newsletter-section,
    .kelbo-float-btn,
    .kelbo-cta-section {
        display: none !important;
    }

    .kelbo-hero {
        min-height: auto;
        padding: 32px 0;
        background: #f0f0f0 !important;
        color: #000 !important;
    }

    .kelbo-hero-title,
    .kelbo-hero-subtitle {
        color: #000 !important;
    }

    .kelbo-section {
        padding: 24px 0;
    }
}

/* ============================================
   29. ANIMATIONS
   ============================================ */
@keyframes kelbo-fadeIn {
    from {
        opacity: 0;
        transform: translateY(16px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.kelbo-feature-card,
.kelbo-product-card,
.kelbo-service-card,
.kelbo-testimonial-card,
.kelbo-blog-card,
.kelbo-faq-item {
    animation: kelbo-fadeIn 0.5s ease forwards;
}

.kelbo-feature-card:nth-child(2),
.kelbo-product-card:nth-child(2),
.kelbo-service-card:nth-child(2),
.kelbo-testimonial-card:nth-child(2),
.kelbo-blog-card:nth-child(2),
.kelbo-faq-item:nth-child(2) {
    animation-delay: 0.05s;
}

.kelbo-feature-card:nth-child(3),
.kelbo-product-card:nth-child(3),
.kelbo-service-card:nth-child(3),
.kelbo-testimonial-card:nth-child(3),
.kelbo-blog-card:nth-child(3),
.kelbo-faq-item:nth-child(3) {
    animation-delay: 0.1s;
}

.kelbo-feature-card:nth-child(4),
.kelbo-product-card:nth-child(4),
.kelbo-service-card:nth-child(4),
.kelbo-testimonial-card:nth-child(4),
.kelbo-blog-card:nth-child(4),
.kelbo-faq-item:nth-child(4) {
    animation-delay: 0.15s;
}

.kelbo-feature-card:nth-child(5),
.kelbo-product-card:nth-child(5),
.kelbo-service-card:nth-child(5),
.kelbo-testimonial-card:nth-child(5),
.kelbo-blog-card:nth-child(5),
.kelbo-faq-item:nth-child(5) {
    animation-delay: 0.2s;
}

.kelbo-feature-card:nth-child(6),
.kelbo-product-card:nth-child(6),
.kelbo-service-card:nth-child(6),
.kelbo-testimonial-card:nth-child(6),
.kelbo-blog-card:nth-child(6),
.kelbo-faq-item:nth-child(6) {
    animation-delay: 0.25s;
}

/* ============================================
   30. ACCESSIBILITY
   ============================================ */
.kelbo-btn:focus-visible,
.kelbo-nav-menu a:focus-visible,
.kelbo-faq-question:focus-visible,
.kelbo-form-group input:focus-visible,
.kelbo-form-group select:focus-visible,
.kelbo-form-group textarea:focus-visible {
    outline: 2px solid var(--kelbo-accent);
    outline-offset: 2px;
}

.kelbo-faq-question:focus-visible {
    outline-offset: -2px;
}

/* Reduced motion */
@media (prefers-reduced-motion: reduce) {
    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }

    .kelbo-float-phone {
        animation: none;
    }
}

/* ============================================
   END OF STYLES
   ============================================ */